Terms of Service

1. Acceptance of Terms

By accessing or using Luma Capital ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Platform.

2. Eligibility

You must be at least 18 years of age and legally able to enter into binding contracts in your jurisdiction to use our services. By using the Platform, you represent and warrant that you meet these requirements.

3. Account Registration

To access certain features, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.

4. Prohibited Activities

You agree not to:

• Use the Platform for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to any part of the Platform
• Interfere with or disrupt the Platform or its servers
• Use automated systems or bots to access the Platform
• Impersonate another person or entity
• Upload or transmit viruses, malware, or other malicious code

5. Investment Risks

All investments carry risk. Past performance is not indicative of future results. You acknowledge that the value of investments can go down as well as up, and you may lose some or all of your invested capital. Luma Capital does not guarantee any returns on investment.

6. Fees and Payments

Certain services may be subject to fees, which will be disclosed before you incur them. All fees are non-refundable unless otherwise stated. We reserve the right to modify our fee structure with reasonable notice.

7. Intellectual Property

The Platform and its content, features, and functionality are owned by Luma Capital and are protected by international copyright, trademark, patent, and other intellectual property laws.

8. Limitation of Liability

To the maximum extent permitted by law, Luma Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the Platform.

9. Termination

We may terminate or suspend your account at any time, with or without cause, with or without notice. Upon termination, your right to use the Platform will immediately cease.

10. Changes to Terms

We reserve the right to modify these terms at any time. We will provide notice of significant changes. Your continued use of the Platform after changes constitutes acceptance of the new terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

12. Contact

For questions about these Terms of Service, please contact us through our support channels.